Property and Liability Insurance Coverage in Georgia
Umbrella Liability Coverage is a proactive way to protect all that you’ve worked so hard to achieve. Give yourself peace of mind knowing that your organization and its assets are safe from financial devastation in the event of a lawsuit. If a catastrophe occurs and a claim exceeds your primary limits, it can still be covered without causing extreme financial loss to your church. Umbrella/Excess Liability provides additional coverage over your church package policy.

What is Umbrella/Excess Liability?
Umbrella/Excess liability provides an additional layer of protection above the limits provided by your Commercial General Liability, Business Automobile Liability and Workers’ Compensation Employer’s Liability.
Do We Need Umbrella Liability?

How Much Do We Need?
The amount of Umbrella/Excess liability coverage that you need depends on the operations and activities of the church. Activities such as daycare, kindergarten, bus or van operations, after-school programs, ball teams and gyms should all be considered.