Quote Request

QUOTE REQUEST FORM

We currently offer insurance to churches and ministries located in the states of Georgia, Tennessee, and North Carolina.

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Name of Church / Non-Profit Ministry

Contact Name

Title/Position

Contact Phone Number

Contact Email

Church / Ministry Street Address

City

State

Church / Ministry Mailing Address (if different)

City

State

Multiple Locations?

Additional Address

Does the church/ministry own their buildings?

Does the church/ministry own vehicles?

Does the church/ministry have 3 or more employees?

Does the church/ministry own or operate a day care, school, or preschool?

Does the church/ministry have a mortgage?

Do you currently have insurance coverage?

Renewal Date

Current Insurance Carrier

Current Annual Premium

Have you had any claims in the past 5 years?

Current Deductible

If YES, please describe

Are you being non-renewed?

Do you have any concerns with your current insurance?

We offer a free review of your current insurance coverage along with a no-obligation quote. Simply send us a copy of your declaration pages from your current policies to service@churchinsuranceman.com

Need Help?

Frequently Asked Questions

How long does the insurance review take?

Our initial meeting can take as little as 20 minutes. We’ll ask you a list of questions, take a look around your building, if possible, and hopefully have time to chat (because we love hearing about ministry!). Then we will bring your information back to our office and take care of the rest.
Why do you ask for a copy of our current policies?

Insurance policies can be long and complicated. We have come across many, many scenarios where churches thought they had coverage that was in fact excluded from or not included in their policy! The best way for us to help you determine if you currently have adequate coverage at a fair price is to see your actual declaration pages. You will find that we are low-pressure when it comes to sales. Our heart is to help serve and protect your ministry. We would love to present a proposal that offers quality coverage at a better price.
Will we need to meet in person?

We prefer to meet in person (or via online video conference) whenever possible. Our goal is to build a long-lasting relationship with your ministry. You’ll be calling us with questions and for assistance with claims, so it’s helpful for both of us to be able to put a face with a name. In addition, we have a list of questions prepared that will result in a thorough review of your insurance needs. Many of these items are simpler to discuss in person, with a tour of your facilities. However, if you are not comfortable meeting in person, it's not a problem! We can meet over the phone or via online video conferencing.
How long will it take to get my quote back?

Once we submit all your information to our carriers, it can take anywhere from one day to 2 weeks for us to receive quotes back. When we get your quotes, we will schedule an appointment or a video conference to present and explain the quote to you. That way we can answer any questions you may have and make sure you know what you are buying. Once you are ready to move forward, we will help guide you through the easy process of transitioning to your new carrier.
What if we don’t currently have insurance?

We can help! As an independent insurance agency, we have access to carriers that will offer insurance to brand new ministries as well as ministries that have had a lapse in coverage.
What if we had claims or were cancelled or non-renewed?

Every insurance company wants to know your claims history. If you have losses, just let us know so that our carriers will include that information in their quoting process. And while being dropped from your prior carrier may be stressful, you can count on us to help. The frequency or severity of your losses will affect eligibility and pricing, but as an independent insurance agency we have partnered with carriers that specialize in assisting ministries that find themselves in such unfortunate circumstances. And, in a matter of a few years when your loss history improves, we have the ability to transition you to a more competitive carrier once again. We have helped many churches who have found themselves being cancelled, and we gladly assist them during a very difficult time.
How are claims handled with your company?

At Church Insurance Man, we make the process of dealing with claims easier for you. When you have a claim, you call us. We'll help you connect to your claims adjuster who can get your claim processed as soon as possible, letting you get back to doing ministry.
What if it’s not time for my policies to renew yet?

You don’t have to wait until your insurance renews in order to make a change. In fact, you can switch your insurance anytime you have a payment coming due. The quoting, review, and decision process can take some time for a ministry, so contact us to get the process started early.
Why should we get a quote from the Church Insurance Man?

At Gibbs & Associates, ministry is our passion. As church insurance specialists, we've built our business around meeting the unique needs of religious and non-profit ministries in the state of Georgia. We are an independent agency representing the top church insurance carriers in the nation, allowing us to shop your coverage to find you the best protection at the best price. With over 50 years of experience, we've seen it all. Trust the Experts. Contact the Church Insurance Man today!

Preventing Theft Is Paramount

The main idea with higher deductibles is that it incentivizes you to take the proper actions to minimize the potential harm that may come to your property. As such, higher deductibles help you think about ways to sustainably prevent negative situations from forming and occurring within your property. That is why organizational leaders should take great care to implement proper security protocols. Your place of worship or care must comprehensively plan for crime and other property damage instances and minimize them from taking place.

Watch the entrances. The first and simple step is to minimize the entry points into your church or other facilities. You want to make sure that there are just a few places to enter and exit to minimize hassles on your end.
Document those who come and go. It is best to understand who is coming and going within your church or other facilities. The more information you have, the better it is for you in adverse situations.
Have trusted volunteers who roam the facility during large gatherings. You want to make sure that you have a cohort of trustworthy who hover around different key areas during large gatherings and celebrations to enforce security standards in a relaxed manner.
Minimize cash concentration on-premises. There's a saying that you should not tempt fate. That is a genuine possibility if you keep a concentrated portion of cash within your facility. Those who seek to conduct an extraction operation will have more incentives to perform a heist on your property.
Provide regular access to trustworthy people. Everyone shouldn't have regular entrance access. Keep your life simple by providing limited access during off-hours.

These principles and tips will help you to minimize issues taking place on your property.

Common Church Theft and Vandalism Risks

Experts note that over 50% of churches have seen at least one instance of vandalism within their midst. These vandalism acts can include broken windows, graffiti, spray paint, broken eggs, and even just general littering in copious amounts on the property's grounds.

They might also include broken doors and the destruction of items such as gutters.

A few church leaders and other organizational leaders note that they may not always see substantial damage to their property. But they see a decrease in their property's general appeal and aesthetic in many of these cases. It is an issue because it can affect those who frequent the place and call it home and disturb the morale of those who toil at the church.

Minor issues can increase expenses over time if they happen frequently.

Next, it affects the general feeling of the people who go to the church or nonprofit facility. They feel as if it is not as secure as they thought it was and may turn them away.

Vandals usually tend to be those who fall into a younger demographic who conduct these activities during times of inactivity. They may be misguided souls who can find redemption, but their damage in the short run can cause genuine harm.

Creating A Secure Environment For Parishioners

Many people view the church as a safe space. From children to the elderly, they see their church as a place of tranquility, solace, and peace. You want to make sure that you preserve that image of your church and create an exciting environment for all those who seek to come and visit your church and spend time with other spiritual individuals.

Always do your best to emphasize security, warmth, and a comfortable environment for people to gather, worship, and learn more about the answers to their most pressing needs and concerns.

But the fact is that we are all humans, and issues do take place. That is why many churches will take on the responsibility of implementing general liability insurance to ensure safety and maximize liability minimization.

General Liability Coverage for Churches

There are instances when people stop by your church and may experience an injury due to a fall. The church member may experience back problems and have severe damage. Such a situation may render them weak and unable to work for a period resulting in a loss of earnings. Further, they may have to take on the burden of hospital expenses and other costs from your church's fall.

You must prepare for a situation where it could be your fault and where the church member decides to pursue damages against you for their fall. If they seek to go that route, you must have the ability to protect yourself by having general liability insurance available to you.

Remember that general liability insurance is there for you when you need it and can save you a great deal of stress and hassle.

Preventing Liability Risks in Churches

The best action is preventative and not reactive. Do your best to implement standards and protocols that minimize the potential situation that risks present to your church.

For instance, if you are cleaning the church, make sure to have signs that state you are cleaning. As such, you are indicating that cleaning is happening, and floors may be wet.

Further, you want to make sure that you have signs present around the facility that show people to be careful in a specific situation. Classic safety measures such as smoke detectors and safety systems, in general, will be crucial and necessary as well.

In addition, more nonprofit organizations are optimizing their buildings to make it accessible for disabled peoples. More organizations also endeavor to check their places frequently and make sure everything is up to par while also keeping emergency supplies like first aid kits on their premises.

There is quite a bit you can do to take a preventive strategy within your organization and minimize your potential liabilities. If you require further assistance with your insurance policies and would like to have more information about the steps you can take to improve your overall situation, reach out to us. We will be pleased to find the best solution for your needs and provide the insurance services that your church requires.

Insurance Packages for Churches In Georgia

Make sure that your church is protected. Learn more about our insurance services for churches in Georgia , including umbrella liability , business automotive, and church packages to protect your organization. Contact us today to chat about how we can help your church obtain great coverage to safeguard your ministry.

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Contact Us

Address

PO Box 329 Jersey, GA 30018

Phone

(470) 375-8274

service@churchinsuranceman.com

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