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An Independent Agency Serving the Local Church With Personal, Prompt, Professional Service

Gibbs and Associates, Inc. is a faith-based, family company that specializes in serving religious and non-profit organizations in the state of Georgia with competitive, comprehensive insurance protection that is personalized for each ministry. As an independent agency, we shop your coverage to find you the best price and the best protection. We represent the leading church insurers in the nation, allowing us to uniquely address the risks your ministry faces. With over 50 years of experience, you can trust "The Church Insurance Man". We've seen it all! 

Meet Skip Gibbs

The Church Insurance Man

Skip graduated from Bob Jones University and completed his seminary work at Grand Rapids Baptist Theological Seminary. He has served in ministry and church leadership positions throughout his life. 

Skip spent years working in the corporate office of the nations leading church insurer, and many more years in loss control, risk management, and church insurance sales. With his extensive knowledge of the industry and over 40 years of experience in church insurance, Skip is widely regarded as an industry expert. He is "The Church Insurance Man." 

Skip has earned the industry designations of Certified Insurance Counselor and Chartered Leadership Fellow. He has facilitated numerous risk management seminars over the years from individual churches to church groups. He is frequently invited to speak at association meetings, denomination conventions, christian school conventions and various workshops at religious conferences. 
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Meet Steve Gibbs

President of Gibbs & Associates

Steve Gibbs joined his father, Skip, in 2012 after recognizing that the church he worked for was paying too much for an insurance product that didn't meet their needs. He likes to joke that he is "The Church Insurance Boy." His passion for the Lord's work allows him to minister to people professionally through Gibbs & Associates and spiritually through the various ministries he is involved with. 

A Brookwood High School graduate, Steve earned his bachelor's degree in Bible from Pensacola Christian College in Pensacola, FL and completed his master's degree in 2009 from Luther Rice Seminary in Lithonia, GA. Steve is also currently serving as the student pastor at the church plant he and his family attend. 

Steve lives near Walnut Grove with his wife, Erika, and their four children. 

Meet Erika Gibbs

Business Manager

Erika graduated with honors from Pensacola Christian College with a Bachelor of Science in Mathematics Education in 2005. One month later, she and Steve Gibbs were married in her home town in Wisconsin.


After moving to Georgia, Erika was hired by a financial advisory firm. Erika spent 10 years there, serving first as a Customer Service Representative and then as the firm's Agent Services Rep. Later she became the firm's Compliance Manager and Auditor, after obtaining her series 7, 66, and 24 securities licenses.


Erika is honored to be a part of the family business. She heads the Service Team for Gibbs & Associates and manages operations and marketing. Erika enjoys volunteering at their local church with Steve and spending time with their four children.

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Meet Chris Barnett

Associate Agent

Chris joined our team in 2021 as a Customer Service Representative and was quickly promoted to Associate Agent. His creative approach to problem-solving makes him Steve's right-hand man. The two met in middle school and have been close friends ever since.


Chris met his wife at Gwinnett Technical College where he graduated with a degree in Commercial Photography. He enjoys assisting her on the weekends with their photography business. Chris has worked as a carpenter for 20+ years, including building and installing custom cabinetry for almost a decade. His attention to detail and fun-loving personality make him a customer favourite. He is grateful to be working with a like-minded team as we serve churches.


Chris and his wife have four beautiful daughters. He plays the bass in his local church’s worship band and enjoys helping out in the Student Ministry.


Meet Andrea Gibbs

Service Representative

Andy is Steve's baby sister. He begged her to join Gibbs & Associates in 2021 as our first Service Representative, and we are eternally grateful she agreed. Andy inherited her strong work ethic from her father, Skip, and her sweet personality from her momma. She is friendly and approachable, making her a pleasure to work with.


After 14 years in the wholesale mortgage industry, Andy is thrilled to be part of a faith-based, family-oriented company. Having grown up in church, serving churches and people of faith feels like coming home. Her background working with FHA and VA loans as a government insurer prepared her well for processing insurance policies and managing policy renewals for our clients.


Andy enjoys painting, jewelry making, and other creative pursuits. She and Yeti, her energetic white husky, can often be found playing in the yard and going for long walks.

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Meet Derek Millholland

Independent Agent

Derek came to Gibbs & Associates in March of 2023 and immediately hit the road with Steve meeting with churches to get them the proper insurance coverage for the best price. Being an independent agent combines both his love for traveling to new places and meeting new people.


Derek and Steve met in middle school at a local church and have been friends ever since.


Derek brings experience from previous jobs in finance, HVAC and the Military. Serving from 2014-2018, Derek was a part of the legendary 82nd Airborne in Fort Bragg, North Carolina. With over 20 jumps and 1 deployment to Afghanistan, he is always grateful for what the Army instilled in him.


Born and raised in Atlanta, Georgia, Derek now lives in Sugar Hill with his cat AWOL. In his free time he can be found practicing guitar, attending his local church, or near the race track watching the fastest cars in the world.

Meet Bruce Wilkes

Independent Agent

Bruce graduated from Oglethorpe University in 1997 with a B.A. in sociology and a minor in psychology. After attending Southeastern seminary for a year he began a career in student ministry, serving churches in Georgia, Kentucky, and Mississippi for 17 years. Bruce met Steve at a county wide gathering for youth pastors. They worked together from 2015-2019 at the CLC (Christian Learning Center) at a local high school. 


Bruce is passionate about ministry and loves helping churches serve their communities. During his time as a student and discipleship pastor, he developed a thorough understanding of the practical and financial challenges churches face. His role as an independent agent gives him the opportunity to help local churches continue to be good stewards of the money and resources that God has entrusted to them. 


Bruce and his wife met in college and were married in 1999. They are blessed to have a daughter and son-in-law who live close by. In addition to spending time with family, he enjoys biking, great coffee and a variety of digital media.

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