Privacy Policy

Gibbs & Associates, Inc., DBA Church Insurance Man, values you as a customer and respects your right to privacy. We are committed to protecting your personal information. We recognize that in providing insurance services we have an obligation to safeguard the personal information you entrust to us, as well as other information we may collect as part of the insurance transaction. We created this privacy policy to show you that we are working hard to protect your privacy.

Privacy Policy

Consumer data will not be transferred to any external organizations without explicit consent, except as required by law. We do not sell or market your non-public personal information.

Information We Collect

We collect non-public personal information about you from a variety of sources. The information we collect allows us to properly underwrite and rate insurance policy and to complete the other transactions incidental to your insurance policy. Sources of information include, but are not limited to:

Information we receive from you on applications or other forms
Information you provide verbally in person or over the phone
Information about your transactions with us, our affiliates, or others
Information we receive from a consumer reporting agency
Driver information from the state motor vehicle departments

When you opt-in to receive SMS messages, we collect:

Your phone number
Consent to send SMS messages

How We Collect Your Information

We may collect your information directly from you, such as when you complete a form or contact us; automatically, such as when you interact with our website; or from others, such as when we receive publicly available information about you from third parties.

How We Use Your Information

We do not disclose any non-public personal information about our policyholders without explicit consent except as required or permitted by law. We implement strict contractual agreements and security measures with our affiliates and service providers to ensure that your data is used solely for the purposes specified and is not shared further. We do not ever sell our customer lists.

You can opt out of receiving SMS messages at any time by replying STOP to any message we send you.

To Whom We Disclose Your Information

With your explicit consent, we may disclose your information to third party service providers; in connection with a merger, acquisition, reorganization, restructuring, financing transaction or sale of assets; as required by law or administrative order; to assert claims or rights or to defend against claims. However, we do not share your personal information, phone number, or SMS consent opt-in data with third parties or affiliates for marketing or promotional purposes. We do not share your mobile opt-in or SMS consent with anyone.

Internet Policies

Gibbs & Associates, Inc. DBA Church Insurance Man gathers data on its website. This is a standard industry practice and is used to find out how visitors use our site. We collect aggregate information on the public areas of our website. We also collect information a customer volunteers on surveys and electronic forms. We may collect the following data:

How many people visit our website
The pages they visit and the features they use
How long they stay on our website
The website people come from before reaching our website

E-mail Policy

We keep the e-mail you send to us. When you agree to receive e-mail messages from us, we will keep the information you give us to send e-mail of specific interest to you. If you choose to send us e-mail, we keep your e-mail, your e-mail address, and our reply. Please be careful about the information you give us in e-mail. As with any public website, this communication may not be secure.

How We Protect Your Personal Information

We restrict access to your personal information to those employees who need it to provide the insurance products and services you have requested. We maintain physical, electronic and procedural safeguards to protect your personal information.

Updates

We may periodically update this privacy policy. If we make material changes that have a substantive impact on your privacy, we will provide notice on this website prior to the change becoming effective.

How to Contact Us

We value our customers and want you to understand how we use the information we collect. If you have any questions or would like additional information, please contact us at:

Gibbs & Associates, Inc.

PO Box 329

Jersey, GA 30018

Email: service@churchinsuranceman.com

Phone (or Text): 470-375-8274

Toll Free: 888-943-0999

Fax: 855-600-2837

Preventing Theft Is Paramount

The main idea with higher deductibles is that it incentivizes you to take the proper actions to minimize the potential harm that may come to your property. As such, higher deductibles help you think about ways to sustainably prevent negative situations from forming and occurring within your property. That is why organizational leaders should take great care to implement proper security protocols. Your place of worship or care must comprehensively plan for crime and other property damage instances and minimize them from taking place.

Watch the entrances. The first and simple step is to minimize the entry points into your church or other facilities. You want to make sure that there are just a few places to enter and exit to minimize hassles on your end.
Document those who come and go. It is best to understand who is coming and going within your church or other facilities. The more information you have, the better it is for you in adverse situations.
Have trusted volunteers who roam the facility during large gatherings. You want to make sure that you have a cohort of trustworthy who hover around different key areas during large gatherings and celebrations to enforce security standards in a relaxed manner.
Minimize cash concentration on-premises. There's a saying that you should not tempt fate. That is a genuine possibility if you keep a concentrated portion of cash within your facility. Those who seek to conduct an extraction operation will have more incentives to perform a heist on your property.
Provide regular access to trustworthy people. Everyone shouldn't have regular entrance access. Keep your life simple by providing limited access during off-hours.

These principles and tips will help you to minimize issues taking place on your property.

Common Church Theft and Vandalism Risks

Experts note that over 50% of churches have seen at least one instance of vandalism within their midst. These vandalism acts can include broken windows, graffiti, spray paint, broken eggs, and even just general littering in copious amounts on the property's grounds.

They might also include broken doors and the destruction of items such as gutters.

A few church leaders and other organizational leaders note that they may not always see substantial damage to their property. But they see a decrease in their property's general appeal and aesthetic in many of these cases. It is an issue because it can affect those who frequent the place and call it home and disturb the morale of those who toil at the church.

Minor issues can increase expenses over time if they happen frequently.

Next, it affects the general feeling of the people who go to the church or nonprofit facility. They feel as if it is not as secure as they thought it was and may turn them away.

Vandals usually tend to be those who fall into a younger demographic who conduct these activities during times of inactivity. They may be misguided souls who can find redemption, but their damage in the short run can cause genuine harm.

Creating A Secure Environment For Parishioners

Many people view the church as a safe space. From children to the elderly, they see their church as a place of tranquility, solace, and peace. You want to make sure that you preserve that image of your church and create an exciting environment for all those who seek to come and visit your church and spend time with other spiritual individuals.

Always do your best to emphasize security, warmth, and a comfortable environment for people to gather, worship, and learn more about the answers to their most pressing needs and concerns.

But the fact is that we are all humans, and issues do take place. That is why many churches will take on the responsibility of implementing general liability insurance to ensure safety and maximize liability minimization.

General Liability Coverage for Churches

There are instances when people stop by your church and may experience an injury due to a fall. The church member may experience back problems and have severe damage. Such a situation may render them weak and unable to work for a period resulting in a loss of earnings. Further, they may have to take on the burden of hospital expenses and other costs from your church's fall.

You must prepare for a situation where it could be your fault and where the church member decides to pursue damages against you for their fall. If they seek to go that route, you must have the ability to protect yourself by having general liability insurance available to you.

Remember that general liability insurance is there for you when you need it and can save you a great deal of stress and hassle.

Preventing Liability Risks in Churches

The best action is preventative and not reactive. Do your best to implement standards and protocols that minimize the potential situation that risks present to your church.

For instance, if you are cleaning the church, make sure to have signs that state you are cleaning. As such, you are indicating that cleaning is happening, and floors may be wet.

Further, you want to make sure that you have signs present around the facility that show people to be careful in a specific situation. Classic safety measures such as smoke detectors and safety systems, in general, will be crucial and necessary as well.

In addition, more nonprofit organizations are optimizing their buildings to make it accessible for disabled peoples. More organizations also endeavor to check their places frequently and make sure everything is up to par while also keeping emergency supplies like first aid kits on their premises.

There is quite a bit you can do to take a preventive strategy within your organization and minimize your potential liabilities. If you require further assistance with your insurance policies and would like to have more information about the steps you can take to improve your overall situation, reach out to us. We will be pleased to find the best solution for your needs and provide the insurance services that your church requires.

Insurance Packages for Churches In Georgia

Make sure that your church is protected. Learn more about our insurance services for churches in Georgia , including umbrella liability , business automotive, and church packages to protect your organization. Contact us today to chat about how we can help your church obtain great coverage to safeguard your ministry.

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See our PRIVACY POLICY for details on how we handle your information.