Tennessee Church Insurance: Safeguarding Ministry and Those Who Serve Him
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Church and Non-Profit Insurance in Tennessee at an Affordable Price
Gibbs and Associates is a faith-based company specializing in church insurance across the state of Tennessee, including Knoxville, Murfreesboro, Clarksville, and Johnson City. Our insurance company offers proven expertise and value-added services specific to the church community. As an independent agency, we partner with top-rated companies to bring you the best product at the best price. We are passionate about ministry and those who minister. Our process is fast and straightforward. We might very well save your ministry hundreds or even thousands of dollars! Call us today for more information.
Types of Insurance for Churches
There are a variety of types of church insurance we provide our clients to protect their finances, personnel, and property in the event of unforeseen circumstances and emergencies. Churches have become increasingly susceptible to lawsuits, and protecting both the workers and church itself is crucial for any denomination.
Whether you need insurance to protect your property, employees, or church vehicles, our team can deliver the coverage you need to protect your church, synagogue, mosque, or other places of worship. Learn more about our church insurance coverage plans below.
Church Packages
Insurance for churches covers a variety of essential coverage for any religious organizations and places of worship. Churches face many risks, including fires, theft, sexual misconduct, slips and falls, and natural disasters.
Without general liability protection, property liability coverage, and other insurance protection, one unforeseen event can burden your organization with medical expenses, lawsuits, and other expensive consequences. Browse our church packages below to see how we can protect your organization.
Business Automobile Insurance
Religious organizations depend on their vehicles to haul equipment, transport members, and host events. Whether your organization has buses, vans, or regular sedans, we provide comprehensive commercial auto insurance for churches across
Tennessee. Contact us for an accurate quote and protect the vehicles that help keep your place of worship thriving.
Workers’ Compensation Insurance
Workers’ compensation insurance is required for churches in
Tennessee. It provides compensation and medical care for employees injured on the job and alleviates liability on the religious institution. Avoid hefty fines, possible catastrophes, and receive workers’ compensation insurance coverage for your organization.
Excess Liability (Umbrella) Coverage
Umbrella coverage is a low-cost way to add extra liability coverage that oversees claims that may be larger than what your general insurance covers. Protect your workers, institution, and avoid a devasting financial hit from lawsuits, medical expenses, and property liability with excess liability coverage.
Why Choose Us?
Trust the Experts
Most insurance agencies are generalists. You can walk into your local supercenter to buy shoes, but they won't measure your feet as the shoe store will. Many insurance agencies could sell your ministry a commercial insurance policy, but at Gibbs & Associates, we've built our business around meeting the unique needs of churches and non-profit ministries.
As church insurance specialists, we monitor our competitors and continue to see church insurance rates increasing at an alarming rate. We understand the importance of good stewardship of your ministry's resources. We welcome the opportunity to offer you a free, no-obligation proposal. Trust the Experts. Contact "The Church Insurance Man" today.
Testimonials
We serve ministries, places of worship, temples, catholic churches, and other religious organizations across
Tennessee. Hear from some of our satisfied clients on their experience working with us and how they were protected when they needed it most.
COVID-19 Update:
We are hearing daily from church leaders across the entire state of Tennessee who are concerned about their ministry budgets right now. We are open and available to meet with you over the phone, by email, or through video conference. Serving and protecting ministry is our passion. We have been saving churches and non-profits hundreds and even thousands of dollars on their annual insurance costs this year. We would love to help your ministry. Contact us today!
DID YOU KNOW?
You don’t have to wait until your insurance renews in order to make a change. In fact, you can switch your insurance anytime you have a payment coming due.
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Preventing Theft Is Paramount
The main idea with higher deductibles is that it incentivizes you to take the proper actions to minimize the potential harm that may come to your property. As such, higher deductibles help you think about ways to sustainably prevent negative situations from forming and occurring within your property. That is why organizational leaders should take great care to implement proper security protocols. Your place of worship or care must comprehensively plan for crime and other property damage instances and minimize them from taking place.
- Watch the entrances. The first and simple step is to minimize the entry points into your church or other facilities. You want to make sure that there are just a few places to enter and exit to minimize hassles on your end.
- Document those who come and go. It is best to understand who is coming and going within your church or other facilities. The more information you have, the better it is for you in adverse situations.
- Have trusted volunteers who roam the facility during large gatherings. You want to make sure that you have a cohort of trustworthy who hover around different key areas during large gatherings and celebrations to enforce security standards in a relaxed manner.
- Minimize cash concentration on-premises. There's a saying that you should not tempt fate. That is a genuine possibility if you keep a concentrated portion of cash within your facility. Those who seek to conduct an extraction operation will have more incentives to perform a heist on your property.
- Provide regular access to trustworthy people. Everyone shouldn't have regular entrance access. Keep your life simple by providing limited access during off-hours.
These principles and tips will help you to minimize issues taking place on your property.
Common Church Theft and Vandalism Risks
Creating A Secure Environment For Parishioners
General Liability Coverage for Churches
Preventing Liability Risks in Churches
The best action is preventative and not reactive. Do your best to implement standards and protocols that minimize the potential situation that risks present to your church.
For instance, if you are cleaning the church, make sure to have signs that state you are cleaning. As such, you are indicating that cleaning is happening, and floors may be wet.
Further, you want to make sure that you have signs present around the facility that show people to be careful in a specific situation. Classic safety measures such as smoke detectors and safety systems, in general, will be crucial and necessary as well.
In addition, more nonprofit organizations are optimizing their buildings to make it accessible for disabled peoples. More organizations also endeavor to check their places frequently and make sure everything is up to par while also keeping emergency supplies like first aid kits on their premises.
There is quite a bit you can do to take a preventive strategy within your organization and minimize your potential liabilities. If you require further assistance with your insurance policies and would like to have more information about the steps you can take to improve your overall situation, reach out to us. We will be pleased to find the best solution for your needs and provide the insurance services that your church requires.
Insurance Packages for Churches In Georgia
Make sure that your church is protected. Learn more about our insurance services for churches in Georgia, including umbrella liability, business automotive, and church packages to protect your organization. Contact us today to chat about how we can help your church obtain great coverage to safeguard your ministry.
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